What Are The Long Term Effects of Chapter 7 or Chapter 13 Bankruptcy?

I get this questions a lot so here are the answers…   Stays On Credit for Ten Years A Chapter 7 Bankruptcy or Chapter 13 Bankruptcy will stay on your credit for ten years.  This means that anytime someone access your credit report, they can see what Chapter you filed.  After ten years, it will no longer be seen. A Chapter …

How over payment of unemployment benefits affects bankruptcy

Due to the economy, unemployment filings are high and so the issue of over payment of unemployment benefits is becoming a more prevalent issue in Bankruptcy.  Just recently cnn stated that the filing for unemployment in September reached a two month high.Over payment of unemployment benefits can happen in many very different ways.  A common one is when someone is working part time …